The 2026 TIAA Institute–GFLEC Personal Finance Index found that Gen Z answered only 38% of financial-literacy questions correctly. Adults who had received financial education scored 13 percentage points higher than those who had not.

These findings highlight the importance of giving young people practical financial knowledge before they enter adulthood.

Source:2026 TIAA Institute–GFLEC Personal Finance Index

Financial Futures of Arkansas is committed to helping Arkansas youth build the knowledge and confidence they need to make informed financial decisions and create stronger futures.

Financial literacy isn't just about money—it's about preparing young people to confidently manage bank accounts, build credit, avoid debt, create budgets, save for emergencies, and make informed financial decisions throughout adulthood. Financial Futures of Arkansas helps bridge that gap by providing free, engaging financial education workshops using the FDIC Money Smart curriculum.

Arkansas received a "D" grade on the Nation's Report Card on Financial Literacy, showing there is still significant work to do to prepare students for real-world financial decisions. Arkansas – The Nation's Report Card on Financial Literacy

Financial Futures of Arkansas exists to help bridge this gap by providing free, engaging financial literacy workshops that equip young people with practical money skills before adulthood.